21 Ways to Get a Personal Loan

With powerful tools built to support personal expenses of any kind, lending is no more an issue. There is a great variety of ways one can get a personal loan at any condition, with almost any credit score and for any purpose. Personal loans may have been an issue before, but now there are at least 21 ways to fund your personal dream.


Affirm is a financial technology services company that offers installment loans to consumers at the point-of-sale with smaller monthly payments for 3, 6 or 12 months of payback and APR ranging from 10% to 30%. Affirm is one of several Web startups experimenting with flexible loans by calculating the risk of borrowers based on a variety of personal data points, including information gleaned from social media profiles as well as the cost being purchased, rather than relying on FICO credit scores. It then determines the rate and structured payment to be offer to the customer. Recently, the company raised $275 million in Series B led by Spark Capital Growth, Jefferies and Andreessen Horowitz, Khosla Ventures and Lightspeed Venture Partners. Affirm was featured on the LTP9 Leaderboard as one of the most promising companies in the technology-based personal lending space.


Avant is a fast-growing marketplace-lending platform that is lowering the costs and barriers of borrowing for consumers by leveraging big data and machine-learning algorithms to offer a customized approach to streamlined credit options. At its core, Avant is a tech company that is dedicated to creating innovative and practical financial products for all consumers. Avant has secured around $1.43 billion in funding and almost reached the unicorns club with a $915-million valua ...

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