8 Plus Companies Doing Amazing Things with Biometric Authentication

Everybody knows about biometric authentication from the movies - the grand heist, the safe locker with retina scan and fingerprint auth. Well, a lot of that sci-fi stuff is now a reality. The market size for Biometrics is expected to reach $24.59 Bn in the next six years, according to Grand View Research. This is attributed to numerous organizations adopting biometric technology for additional security. Moreover, there is increasing demand in consumer electronics to enhance the customer experience which is further expected to drive the biometrics technology market over the next six years.

According to Biometrics Research Group, mobile commerce adoption will accelerate due to the impending wide-scale integration of biometric technology into the smartphone. Apple’s implementation of the Touch ID fingerprint sensor in the iPhone 5s brought with it a renewed interest in biometric technology. Here are some companies that are doing some interesting work with biometric payments and authentication.


It is estimated that the Electronic Access Control Market will reach $16.3 billion by 2017 and is increasing at a CAGR of 7% according to On December 2nd 2013, Zwipe launched a biometric access card using fingerprint touch sensors with the help of a firm called Fingerprint Cards. The new card is ISO 14443 compliant and is multi-functional.

This is a video that shows you what Zwipe is all about:



  • The Zwipe Access card features on-card fingerprint matching utilizing fingerprint touch sensors from Fingerprint Cards (FPC).
  • The Zwipe Access card enables unique customer adaptation through multi-application functionality.
  • It is also ISO 14443 compliant, which allows the card to work with existing access control infrastructure and contactless readers.
  • Fingerprint data is stored inside the secure card and a positive match activates encrypted communication with a lock or reader.
  • Only the owner of the card can activate the card, rendering lost or stolen cards inoperable.Teasy:Teasy Mobile, a Nigerian mobile payments provider, will soon equip its mobile money agents with POS terminals that use biometric technology to verify a consumer and NFC tech to allow them to make a payment. VeriFone Mobile Money is a joint venture between Verifone and Mobilis Networks.
    • Verifone Mobile Money will provide Teasy Mobile with its Verifone Mobile Money wallet solution and retail switch.
    • Teasy will also work closely with local industry players to roll out Verifone contactless POS devices as part of the solution.
    • Merchants will be using Verifone’s VX520 POS system and Teasy will enable agents to use NFC phones running a merchant app to process payments.
    • Consumers will be able to make payments using an NFC phone or with an NFC tag, supplied by Israel-based labeling solutions provider Tadbik.

    When paying with a registered Teasy wallet, the merchant keys in the amount of the desired transaction type — purchase, deposit, withdrawal, etc — on the POS terminal. The customer taps the phone on the POS, followed by entering a PIN and it’s done. Biometric data can be used as an extra [know your customer] requirement for certain transaction values.

    We are very excited with the market opportunity this solution will bring us. We believe that, while the market is growing quickly for mobile wallets, we will be able to roll out a mixture of point of sale and mobile wallet technology, thus capturing all points at which the customer will transact, said Teasy’s Musa Ali Baba. VeriFone Mobile Money has provided a very advanced yet easy-to-use solution to Teasy that will add value to the Nigeria Cashless Vision and allow for alternative and easier ways to make payments benefiting Nigeria and the industry as a whole, and we are very excited to enter into this partnership, he added.


  • In the month of April 2015, in an interview with The Wall Street Journal, PayPal’s global head of developer evangelism, Jonathan LeBlanc said that, after working with developers to uncover and trial new forms of secure account login, embeddable, injectable and ingestible devices are the future for mobile payments. One of the verification devices discussed is wearable tattoo with a thin silicon chip that can be inserted into the skin. It contains ECG sensors that measures the heart’s unique electrical activity and transmits the data via wireless antennae to the wearable computer tattoos. Another verification device is the ingestible capsule that could detect glucose levels and other unique features to identify the person when the data is transmitted to a receiver.
  • At the Mobile World Congress 2014, Samsung and PayPal made a big splash with their announced partnership. It was revealed that the Galaxy S5, Samsung’s new flagship smartphone (which includes biometric security as well as NFC) would be able to be used to make payments at any merchant that accepts PayPal in store or online.
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    The PayPal app will allow Gear 2 owners to check-in to pay at local stores, save and redeem offers and receive payment notifications while on the go.

      • The only information the device shares with PayPal is a unique encrypted key that allows PayPal to verify the identity of the customer without having to store any biometric information on PayPal’s servers, according to Ferguson.
      • Consumers will be able to use the eBay and PayPal apps on the new Gear 2 watches beginning in April.


      PulseWallet, an Electronic transaction POS provider, demonstrated its innovative cardless POS solution at CES (Consumer Electronics Show) international between the 7th and 10th of January 2014 in Las Vegas. Its solution already enables users to pay for products with just their finger but the problem with that setup is that the fingerprints can potentially be lifted, according to the company.

      Now PulseWallet is converting to a more secure biometric technology that combines data on palm vein patterns with fingerprint data from three fingers. PulseWallet partnered with Fujitsu Frontech to make use of their PalmSecure biometric technology. The integrated PalmSecure vein imaging technology allows merchants to provide a secure payment option, whilst giving users an all-in-one payment system for them to access via their eWallets.</li> </ul>

      After the customer visits a store once, he can register his palm and link it to the credit card of his choosing.

        • Then, the store will have it on record the next time the user visits the outlet.
        • For payment, the user can swipe his palm, after which he will be required to enter his phone number to verify it’s really him.


        YC backed startup PayTango, seeks to enable customers to pay via Fingerprint Scan. PayTango was Co-Founded by 4 Carnegie Mellon University graduates – Brian Groudan, Kelly Lau-Kee, Umang Patel (CEO) and Christian Reyes – in August 2012. The company has received a total funding of $700K through investors Y-Combinator and Andreessen Horowitz in Seed Round.

        PayTango’s system links a form of payment such as debit or credit card, to a user’s fingerprint. The user will then have to only place the index finger and middle finger on the biometric fingerprint scanner to make payment. The software immediately recognizes the user.</li> </ul>


          • To setup a new account with PayTango, students and other customers can register at the terminal when checking out.
          • The registration process is completed when the user scans their fingerprints, slides the debit or credit card that they would like to be linked with the account and enters their phone number.
          • The payment method (credit/debit) that is linked with the user’s fingerprint is tied directly to a merchants POS system and is charged for the purchase automatically.
          • In addition, the fingerprints could be linked to a retailers discount or loyalty program. This would enable the user to avoid another scan during checkout.
          • The entire process takes approximately 6 seconds according to the company. The sign up process is around 20 seconds – it was fast enough for 100 students to sign-up within four hours on the Carnegie Melon campus.


          In October 2013, Danal, a Korean service provider, developed a fingerprint technology based payment system. Danal partnered with the fingerprint technologies of Crucialtec to create the BarTong. It utilizes Fingerprint Cards capacitive fingerprint sensor FPC 1080. CrucialTec is one of Fingerprint Cards’ module partners but they also work with DreamTech, LiteOn, Parteon and Fujikura among others.

          The technology has been loaded onto Pantech’s VEGA LTE-A smartphone. For consumers to use the feature they will have to download an app called BarTong. This will enable the phone to work as a debit card or simple cash in case of convenient stores. The four-digit pin is no longer required.

          Danal had introduced ‘Bartong’ barcode payment, in early March 2011, where users could easily and quickly generate a barcode. A merchant with access to a standard barcode scanner could use this to process a payment quickly and easily. At the point of sale, a user did not have to bring their credit card or cash to make a purchase.</li> </ul>

          Nobody wants to be left behind:

          • Equally enthusiastic about this latest technology is The Bancorp, one of the first financial services companies to offer biometric security to its banking customers for their mobile interactions.
          • The e-commerce giant Alibaba is adding an exciting feature to its mobile payment system. Alipay will soon allow users to enable payments by scanning their face with a smartphone. Alibaba’s CEO announced the technology at the recently held CeBit tech trade fair, as reported by CNBC. The new service, called Smile To Pay, is currently in its beta phase. Alibaba’s subsidiary firm and financial arm Ant Financial is developing the face recognition technology for use with the Alipay online payment service and Alipay Wallet as well.
          • Also Read Biometrics for payments via PulseWallet using Fujitsu’s PalmSecure Vein Imaging