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Custom1 flow based lending microenterprises use case account aggregation

FINTECH · LENDING · TRENDS & INSIGHTS

Flow-based Lending To Microenterprises: A Transformative Use Case For Account Aggregation

This article is a sequel to MEDICI’s earlier article on India’s Account Aggregation framework.

Flow-based lending is generally associated with mid to large-sized corporates. In simple terms, it means access to credit based on cash flow patterns in a business, which is often irregular. A borrowing line of credit is offered to a corporate after careful analysis of fund inflows and outfl...

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