Authentication & Security

Apriva Enables Android/iOS POS Developers to Accept Wide Array of Payments

MEDICI

New SDK Simplifies Payments Integration into New and Existing Mobile Apps and Meets Diverse Needs of Developers

Apriva, a leading provider of secure end-to-end wireless transaction and information solutions, today announced the release of a new software development kit (SDK) that enables Point of Sale (POS) developers to easily integrate payment acceptance capabilities into new and existing mobile applications. Providing seamless integration with Apriva’s secure payment gateway, the newly released SDK allows Android and iOS developers to support EMV, NFC and a wide array of the latest payment options including Apple Pay via their apps by connecting to Apriva’s secure payment Gateway.

According to a November, 2014 Forrester Research, Inc., blog post, over the next five years, US mobile payments will grow to $142 billion.This has led developers of all types of mobile apps to seek ways to easily and efficiently integrate payment acceptance capabilities into their applications. However, due to constantly changing hardware, software and payment processing options, many struggle to stay ahead of customer needs.

Apriva’s new mobile SDK provides developers with comprehensive development tools that allow them to connect any hardware and any processor over Apriva’s secure Gateway. Whether looking to expand connections on an existing payment application or integrate payments for the first time, Apriva’s SDK provides developers the resources to connect to all the major processors in one simple and easy step, reducing development time and increasing efficiency. Apriva has more than 1000 sales channels and has processed 209 million transactions worth over $11 billion in 2014 itself.

Apriva is a 15 year old company, known for its secure payment gateway. The company has incorporated new capabilities to offer more flexibility to existing customers as well as attract new customers. The company targets clients who want to be able to accept payments across a diverse range of applications, services and form factors. These target clients want to make it easy to integrate into the payment backend, because most of the new mobile players (apps) don't want to deal with the complexity. They will have a developer portal to allow even same day integration testing in some cases and a self-service approach supported by  Apriva to fulfill specific requirements associated with the regulatory and certifications around EMV. Based on an LTP interview with the company’s marketing team, Apriva isn’t competing head-to-head with Stripe or Braintree, but is looking to extend its card-present strength into CNP with this current release.

“Consumers are showing increased interest in making purchases via their mobile devices leading many businesses to turn to this platform. Unfortunately, accepting payments and integrating them into an application can be a daunting task because of the numerous options that exist,” said Brian Sadowski, chief information officer at Apriva. Developers connecting to our Gateway will immediately gain access to the most extensive list of payment options and processor choices available with a single integration, enabling them to meet the needs of a broader pool of customers and ensuring they don’t miss a sale because they can’t support the latest technology.”

Apriva enables developers to get up-and-running quickly via its dedicated support team for integrations, SDK documentation, a certification environment for development and testing and self-service portal. Apriva’s mobile SDK gives developers greater choice through XML integration which supports C#, Java, and PHP applications. The mobile SDK also delivers support for a wide variety of payment processing needs including for manually-entered or swiped cards, cash and check recording, as well as for sales, partial sales, adjustments, refunds and reversal transactions. In addition, following integration of the SDK and connection to the Apriva Gateway application developers are provided with the ability to email receipts, and view transaction histories. The offering supports end to end encryption from multiple hardware manufacturers.

Sources: Company press release and executive interviews with LTP

MEDICI Team

MEDICI

MEDICI Team is a group of content writers, bloggers, journalists, researchers, and editors from the MEDICI team who collaborate to create FinTech insights.

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