Authentication & Security

Arcanum Technology Introduces N-Kōd: The Evolution of Authentication

MEDICI

Arcanum Technology LLC, a developer of innovative authentication solutions, today announced the launch of the N-Kōd, a significant advancement in passcode authentication technology for financial institutions and online merchants. Arcanum Technology’s N-Kōd authentication solution powered by the groundbreaking PINDragonTM engine creates a secure online business environment through an easy-to-use, yet sufficiently complex system that protects user information from entry through confirmation. Arcanum Technology is launching and demonstrating N-Kōd this week in Startup Row Booth No. 5 at the Money20/20 conference in Las Vegas.

In the last decade, banks and most retailers have moved aggressively to establish an online presence in an effort to generate revenue and reduce service and support costs. Authentication is a necessary first step in any online transaction. However, traditional authentication methods are fraught with exposure points where user data is open to attack by cybercriminals. To date, the majority of investment has gone into adding complicated layers to the authentication process with no investment into strengthening the weakest link, the passcode.    

“User authentication is the critical exposure point, and it is the key to the solution,” said Dennis Maicon, COO of Arcanum Technology. “Our transformative approach generates a series of unique tokenized system values, ensuring that all passcode data is never ‘in the wild’ where cybercriminals can steal it. N-Kōd safeguards user identifiable information at entry and throughout the authentication process, re-establishing the lost confidence in the passcode system.”

Arcanum Technology’s N-Kōd powered by the PINDragonTM engine is able to effectively protect user credentials through a well-fortified security framework that includes an expanded character set and an innovative cypher algorithm.

PINDragon is:

- Secure - N-Kōd protects user identities at every vulnerable point in the authentication process. At the core of the solution is a cutting-edge translation algorithm that generates a complex series of tokenized values to ensure the customer’s actual passcode is never exposed. The solution also greatly expands the character set to include alphanumeric characters, symbols, colors and key position options.

- User-friendly - N-Kōd technology is highly complex, but end users are protected from that complexity. The software is based on the familiar PIN and password concept. Users enter their passcodes on a virtual keypad that randomly shuffles the input of password attributes for every login.

- Cost-effective - N-Kōd can be used on any existing physical keypads and all popular browsers. The solution is portable to all electronic delivery channels.  The solution can be used in conjunction with other or existing authentication technologies (e.g., biometric solutions) to augment their defenses.

N-Kōd can be used on all electronic delivery channels from online banking to mobile banking to e-commerce and is immediately available from Arcanum Technology.

About Arcanum Technology

Arcanum Technology provides an innovative and cost-effective authentication solution that helps financial services organizations, banks and online merchants create a safe and secure business environment for their customers. The company’s breakthrough N-Kōd system elevates the authentication process with an expanded character set and an innovative cypher algorithm that generates a series of tokenized values every step in the process. For more information on N-Kōd or Arcanum Technology, visit  or call 866.350.7200.

MEDICI Team

MEDICI

MEDICI Team is a group of content writers, bloggers, journalists, researchers, and editors from the MEDICI team who collaborate to create FinTech insights.

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