Are Credit Cards the Same in the US & Canada?

Getting a credit card can be an excellent way to improve personal finances and build credit. In many ways, the United States and Canada are quite similar. When it comes to credit cards, however, there are some important distinctions to learn about starting with basic credit cards. But consumers today have many new options such as the new Apple Card or Zero Card. The Apple card works directly with your Apple Wallet, and you can make payments using your phone and keep track of all of your spending while earning cashbacks. The Zero Card is the answer for those afraid of building up high balances since it works like a debit card and you won’t carry a balance from month to month. Zero Card has no fees, no chance of going over your limit, and no complicated rewards system.

Not all credit cards are created equal, and the b ...

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