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Beacons - Panacea for the Payments Experience?

Here at LTP, we have always believed that Payments is the necessary facilitator for Commerce. Payments is a utility more than an experience. It’s a necessary evil to have to pay for the products and services we love to buy. We haven’t seen any robust data on this, but perhaps that view can be challenged a little.

The question is: Did consumer spending (as a share of income) increase just because one could pay with light-weight bills as opposed to heavy jingling coins, or swipe your own card instead of touching dirty paper, or tap a phone instead of swiping a card...?

Regardless, there is clearly merit to the argument that ease of the actual mode of ...

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