4STOP

regtechauthentication and fraud preventionekyc/aml/cftdata managementcompliancerisk management

FOUNDING YEAR: 2016
LOCATION: Germany
Last Update: 01/05/2020

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About

4Stop, a leading fraud prevention provider solves businesses risk-based approach through a modern, all-in-one KYC, compliance and anti-fraud solution. 4Stop aggregates trusted information, managed services, data, software and expertise to establish a modern all-in-one KYC, compliance and anti-fraud solution. Through one API businesses access 1800+ of global KYC data sources, data science and 4Stops proprietary real-time anti-fraud and monitoring technology. Businesses confidently anticipate risk and are empowered to make well-informed decisions, backed by quantifiable data to manage regulatory obligations and fraud risk to accelerate their business performance. 4Stop has been developed with a full understanding of compliance needs — locally and globally, today and in the future. Activating required KYC per localized regulation without multiple integrations, drain on development resources and time to market is a primary pain point that 4Stop solves. 4Stop provides global KYC for compliance in a fail-safe, future-proof, simplistic and real-time manner. With one API, businesses have access to hundreds of global KYC data sources to support today and upcoming regulatory requirements. Businesses can deploy KYC in real-time combined with cascading KYC verification logic, they can validate clients and customers in the most cost-saving manner, with real-time results and real-time intelligence – allowing them to rapidly expand into any market globally with confidence risk and compliance are managed. 4Stop’s proprietary real-time anti-fraud and monitoring technology allows businesses to monitor their traffic from a single-view-of-risk with quantifiable data and real-time intelligence. The rules engine is designed with robust feature-rich technology to allow dynamic checking and securing of customers and their transactions. With over 800+ pre-determined rules, simple rule creation wizard, agile free-form rule scripting, real-time rule deployment to countless real-time system parameter actions, paired with advanced real-time monitoring data analysis output, businesses have complete control on their risk management processes to truly stop fraud before it occurs and improve their overall business performance and authorization rates. Businesses that have utilized 4Stops anti-fraud technology experience a 66.6% reduction in chargebacks in the first 2 months with an average of 81.5% approval authorization rate. In conjunction with KYC for compliance and fraud prevention, 4Stop’s anti-fraud technology they are also specialists in Data Science. Businesses can easily establish full market profiles and risk rule simulations to understand their risk exposure and to optimize current risk processes or to establish accurate KYC, compliance and fraud prevention processes prior entering a new market. With comprehensive data simulation reports businesses can make quantifiable decisions to confidently expand globally and optimize their fraud prevention processes. 4Stop removes the cumbersome process of compliance. Through just a single API integration to provide an all-in-one solution from KYC, compliance and anti-fraud processes, businesses have instant global compliance and through the systems performance and robust data output establishing reports for regulatory bodies is easy from one single-view, coupled with the ability to fully customize exportable reports in just a few clicks. Businesses can export exactly what data they require, when they require it. 4Stop is dedicating to future-proofing their KYC and compliance technology, ensuring that it continues to aggregate APIs to support not only todays regulatory requirements on a local and global landscape but for 2020 and beyond.

Watch

How 4Stop is Making it Easy to Stay Compliant

MEDICI Analysis

4Stop, a leading fraud prevention provider solves businesses risk-based approach through a modern, all-in-one KYC, compliance and anti-fraud solution.

Focus

PRODUCTS & SERVICES

4Stop aggregates trusted information, managed services, data, software and expertise to establish a modern all-in-one KYC, compliance and anti-fraud solution. Through one API businesses access hundreds of global KYC data sources, data science and 4Stops proprietary real-time anti-fraud and monitoring technology. Businesses confidently anticipate risk and are empowered to make well-informed decisions, backed by quantifiable data to manage regulatory obligations and fraud risk to accelerate their business performance. 4Stop has been developed with a full understanding of compliance needs — locally and globally, today and in the future. Know Your Customer: 4Stop provides global KYC for compliance in a fail-safe, future-proof, simplistic and real-time manner. With one API, businesses have access to hundreds (currently 1800+ active data sources) of global KYC data sources to support today and upcoming regulatory requirements. Businesses can deploy KYC in real-time combined with cascading KYC verification logic, they can validate clients and customers in the most cost-saving manner, with real-time results and real-time intelligence – allowing them to rapidly expand into any market globally with confidence risk and compliance are managed. Businesses become instantly 4MLD, 5MLD and PSD2 ready while staying current on all required regulatory authorities such as Bafin, FCA, Fincen and Fintrac from a single integration. Anti-Fraud Tools: 4Stop’s proprietary real-time anti-fraud and monitoring technology allows businesses to monitor their traffic from a single-view-of-risk with quantifiable data and real-time intelligence. The rules engine is designed with robust feature-rich technology to allow dynamic checking and securing of customers and their transactions. With over 800+ pre-determined rules, simple rule creation wizard, agile free-form rule scripting, real-time rule deployment to countless real-time system parameter actions, paired with advanced real-time monitoring data analysis output, businesses have complete control on their risk management processes to truly stop fraud before it occurs and improve their overall business performance and authorization rates. Businesses that have utilized 4Stops anti-fraud technology experience a 66.6% reduction in chargebacks in the first 2 months with an average of 81.5% approval authorization rate. Data Science: Businesses can easily establish full market profiles and risk rule simulations to understand their risk exposure and to optimize current risk processes or to establish accurate KYC, compliance and fraud prevention processes prior entering a new market. With comprehensive data simulation reports businesses can make quantifiable decisions to confidently expand globally and optimize their fraud prevention processes.

PRIMARY PROBLEM SOLVED

4Stop solves the cumbersome process for businesses to manage and activate their KYC for compliance on a global scale, per localized regulation, in a manner that does not require multiple integrations and drain on the business operations, IT departments, costs or time to market. In addition, the ability to monitor fraud from a single-view-of-risk with quantifiable data and real-time intelligence to truly stop fraud before it occurs and improve their overall business performance and authorization rates. Activating required KYC per localized regulation without multiple integrations, drain on development resources and time to market is a primary pain point that 4Stop solves. 4Stop provides global KYC for compliance in a fail-safe, future-proof, simplistic and real-time manner. With just one API, hundreds of global KYC data sources are available to support today and upcoming regulations. Businesses can deploy KYC in real-time combined with cascading KYC verification logic, they can validate customers in the most cost-saving manner, with real-time results and real-time intelligence – allowing them to rapidly expand into any market globally with confidence risk and compliance are managed. Businesses that have utilized 4Stops anti-fraud technology experience a 66.6% reduction in chargebacks in the first 2 months with an average of 81.5% approval authorization rate.

COMMENT

4 main clients and 8 big contracts.

Traction

TRACTION COMMENT:

4Stop has been active for a little over 2 years and counts around 1800 active data sources. Among more than 100 candidates to ‘SIBS PayForward, 4Stop is one of the 25 startups who participated in the Bootcamp phase in 2016. 4Stop was ranked in the top 20 risk management providers of 2017. Market opportunities are expected to amount to 781 billion by 2024

People

FOUNDERS

Ingo Ernst

Daniel Alvarado

Alvaro Kurth

Nolan Bolusan

KEY EMPLOYEES:

Chantel Meeley

Ingo Ernst (CEO); Daniel Alvarado (CTO); Nolan Bolusan (COO); Alvaro Kurth (CRO)

COMMENT:

High legal competence due to the COO's background as a compliance manager.

Momentum

FUNDED

YES

LISTED

NO

Innovation Programs

BASICS

FOUNDING YEAR:

2016

LOCATION:

Germany

Views:

227 VISITORS | 400 VIEWS

About

4Stop, a leading fraud prevention provider solves businesses risk-based approach through a modern, all-in-one KYC, compliance and anti-fraud solution. 4Stop aggregates trusted information, managed services, data, software and expertise to establish a modern all-in-one KYC, compliance and anti-fraud solution. Through one API businesses access 1800+ of global KYC data sources, data science and 4Stops proprietary real-time anti-fraud and monitoring technology. Businesses confidently anticipate risk and are empowered to make well-informed decisions, backed by quantifiable data to manage regulatory obligations and fraud risk to accelerate their business performance. 4Stop has been developed with a full understanding of compliance needs — locally and globally, today and in the future. Activating required KYC per localized regulation without multiple integrations, drain on development resources and time to market is a primary pain point that 4Stop solves. 4Stop provides global KYC for compliance in a fail-safe, future-proof, simplistic and real-time manner. With one API, businesses have access to hundreds of global KYC data sources to support today and upcoming regulatory requirements. Businesses can deploy KYC in real-time combined with cascading KYC verification logic, they can validate clients and customers in the most cost-saving manner, with real-time results and real-time intelligence – allowing them to rapidly expand into any market globally with confidence risk and compliance are managed. 4Stop’s proprietary real-time anti-fraud and monitoring technology allows businesses to monitor their traffic from a single-view-of-risk with quantifiable data and real-time intelligence. The rules engine is designed with robust feature-rich technology to allow dynamic checking and securing of customers and their transactions. With over 800+ pre-determined rules, simple rule creation wizard, agile free-form rule scripting, real-time rule deployment to countless real-time system parameter actions, paired with advanced real-time monitoring data analysis output, businesses have complete control on their risk management processes to truly stop fraud before it occurs and improve their overall business performance and authorization rates. Businesses that have utilized 4Stops anti-fraud technology experience a 66.6% reduction in chargebacks in the first 2 months with an average of 81.5% approval authorization rate. In conjunction with KYC for compliance and fraud prevention, 4Stop’s anti-fraud technology they are also specialists in Data Science. Businesses can easily establish full market profiles and risk rule simulations to understand their risk exposure and to optimize current risk processes or to establish accurate KYC, compliance and fraud prevention processes prior entering a new market. With comprehensive data simulation reports businesses can make quantifiable decisions to confidently expand globally and optimize their fraud prevention processes. 4Stop removes the cumbersome process of compliance. Through just a single API integration to provide an all-in-one solution from KYC, compliance and anti-fraud processes, businesses have instant global compliance and through the systems performance and robust data output establishing reports for regulatory bodies is easy from one single-view, coupled with the ability to fully customize exportable reports in just a few clicks. Businesses can export exactly what data they require, when they require it. 4Stop is dedicating to future-proofing their KYC and compliance technology, ensuring that it continues to aggregate APIs to support not only todays regulatory requirements on a local and global landscape but for 2020 and beyond.

Watch

How 4Stop is Making it Easy to Stay Compliant

Subscribe to the MEDICI Inner Circle Membership and gain access to an exclusive Slack community where you can engage in discussions with global industry experts!

MEDICI Analysis

4Stop, a leading fraud prevention provider solves businesses risk-based approach through a modern, all-in-one KYC, compliance and anti-fraud solution.

Focus+
Momentum+
Traction+
People+
Other+

Innovation Programs

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4STOP

About

4Stop, a leading fraud prevention provider solves businesses risk-based approach through a modern, all-in-one KYC, compliance and anti-fraud solution. 4Stop aggregates trusted information, managed services, data, software and expertise to establish a modern all-in-one KYC, compliance and anti-fraud solution. Through one API businesses access 1800+ of global KYC data sources, data science and 4Stops proprietary real-time anti-fraud and monitoring technology. Businesses confidently anticipate risk and are empowered to make well-informed decisions, backed by quantifiable data to manage regulatory obligations and fraud risk to accelerate their business performance. 4Stop has been developed with a full understanding of compliance needs — locally and globally, today and in the future. Activating required KYC per localized regulation without multiple integrations, drain on development resources and time to market is a primary pain point that 4Stop solves. 4Stop provides global KYC for compliance in a fail-safe, future-proof, simplistic and real-time manner. With one API, businesses have access to hundreds of global KYC data sources to support today and upcoming regulatory requirements. Businesses can deploy KYC in real-time combined with cascading KYC verification logic, they can validate clients and customers in the most cost-saving manner, with real-time results and real-time intelligence – allowing them to rapidly expand into any market globally with confidence risk and compliance are managed. 4Stop’s proprietary real-time anti-fraud and monitoring technology allows businesses to monitor their traffic from a single-view-of-risk with quantifiable data and real-time intelligence. The rules engine is designed with robust feature-rich technology to allow dynamic checking and securing of customers and their transactions. With over 800+ pre-determined rules, simple rule creation wizard, agile free-form rule scripting, real-time rule deployment to countless real-time system parameter actions, paired with advanced real-time monitoring data analysis output, businesses have complete control on their risk management processes to truly stop fraud before it occurs and improve their overall business performance and authorization rates. Businesses that have utilized 4Stops anti-fraud technology experience a 66.6% reduction in chargebacks in the first 2 months with an average of 81.5% approval authorization rate. In conjunction with KYC for compliance and fraud prevention, 4Stop’s anti-fraud technology they are also specialists in Data Science. Businesses can easily establish full market profiles and risk rule simulations to understand their risk exposure and to optimize current risk processes or to establish accurate KYC, compliance and fraud prevention processes prior entering a new market. With comprehensive data simulation reports businesses can make quantifiable decisions to confidently expand globally and optimize their fraud prevention processes. 4Stop removes the cumbersome process of compliance. Through just a single API integration to provide an all-in-one solution from KYC, compliance and anti-fraud processes, businesses have instant global compliance and through the systems performance and robust data output establishing reports for regulatory bodies is easy from one single-view, coupled with the ability to fully customize exportable reports in just a few clicks. Businesses can export exactly what data they require, when they require it. 4Stop is dedicating to future-proofing their KYC and compliance technology, ensuring that it continues to aggregate APIs to support not only todays regulatory requirements on a local and global landscape but for 2020 and beyond.

Watch

How 4Stop is Making it Easy to Stay Compliant

Focus

PRODUCTS & SERVICES

4Stop aggregates trusted information, managed services, data, software and expertise to establish a modern all-in-one KYC, compliance and anti-fraud solution. Through one API businesses access hundreds of global KYC data sources, data science and 4Stops proprietary real-time anti-fraud and monitoring technology. Businesses confidently anticipate risk and are empowered to make well-informed decisions, backed by quantifiable data to manage regulatory obligations and fraud risk to accelerate their business performance. 4Stop has been developed with a full understanding of compliance needs — locally and globally, today and in the future. Know Your Customer: 4Stop provides global KYC for compliance in a fail-safe, future-proof, simplistic and real-time manner. With one API, businesses have access to hundreds (currently 1800+ active data sources) of global KYC data sources to support today and upcoming regulatory requirements. Businesses can deploy KYC in real-time combined with cascading KYC verification logic, they can validate clients and customers in the most cost-saving manner, with real-time results and real-time intelligence – allowing them to rapidly expand into any market globally with confidence risk and compliance are managed. Businesses become instantly 4MLD, 5MLD and PSD2 ready while staying current on all required regulatory authorities such as Bafin, FCA, Fincen and Fintrac from a single integration. Anti-Fraud Tools: 4Stop’s proprietary real-time anti-fraud and monitoring technology allows businesses to monitor their traffic from a single-view-of-risk with quantifiable data and real-time intelligence. The rules engine is designed with robust feature-rich technology to allow dynamic checking and securing of customers and their transactions. With over 800+ pre-determined rules, simple rule creation wizard, agile free-form rule scripting, real-time rule deployment to countless real-time system parameter actions, paired with advanced real-time monitoring data analysis output, businesses have complete control on their risk management processes to truly stop fraud before it occurs and improve their overall business performance and authorization rates. Businesses that have utilized 4Stops anti-fraud technology experience a 66.6% reduction in chargebacks in the first 2 months with an average of 81.5% approval authorization rate. Data Science: Businesses can easily establish full market profiles and risk rule simulations to understand their risk exposure and to optimize current risk processes or to establish accurate KYC, compliance and fraud prevention processes prior entering a new market. With comprehensive data simulation reports businesses can make quantifiable decisions to confidently expand globally and optimize their fraud prevention processes.

TOP PROBLEM SOLVED

4Stop solves the cumbersome process for businesses to manage and activate their KYC for compliance on a global scale, per localized regulation, in a manner that does not require multiple integrations and drain on the business operations, IT departments, costs or time to market. In addition, the ability to monitor fraud from a single-view-of-risk with quantifiable data and real-time intelligence to truly stop fraud before it occurs and improve their overall business performance and authorization rates. Activating required KYC per localized regulation without multiple integrations, drain on development resources and time to market is a primary pain point that 4Stop solves. 4Stop provides global KYC for compliance in a fail-safe, future-proof, simplistic and real-time manner. With just one API, hundreds of global KYC data sources are available to support today and upcoming regulations. Businesses can deploy KYC in real-time combined with cascading KYC verification logic, they can validate customers in the most cost-saving manner, with real-time results and real-time intelligence – allowing them to rapidly expand into any market globally with confidence risk and compliance are managed. Businesses that have utilized 4Stops anti-fraud technology experience a 66.6% reduction in chargebacks in the first 2 months with an average of 81.5% approval authorization rate.

PRODUCT DEVELOPMENT STAGE

V2.0 or BEYOND

PRIMARY CUSTOMER TYPE

Enterprise - Banks or Financial Institutions

Enterprise - Others

Small and Medium Business - Online Retail

PRODUCT ATTRIBUTES

SaaS

Back Office

People

FOUNDERS

Ingo Ernst

Daniel Alvarado

Alvaro Kurth

Nolan Bolusan

KEY EMPLOYEES:

CEO, FOUNDER: Ingo Ernst

CTO, FOUNDER: Daniel Alvarado

FOUNDER: Alvaro Kurth

FOUNDER: Nolan Bolusan

CMO: Chantel Meeley

employee: Ingo Ernst (CEO); Daniel Alvarado (CTO); Nolan Bolusan (COO); Alvaro Kurth (CRO)

TEAM COMMENT:

High legal competence due to the COO's background as a compliance manager.

Momentum

FUNDED

NO

FUNDING COMPLETED

NO

LISTED

NO

FUNDING SERIES