Credit Kudos

lendingcredit scoring

FOUNDING YEAR: 2015
LOCATION: United Kingdom
Last Update: 19/01/2021

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About

Credit Kudos is an FCA-authorised credit bureau that uses financial behaviour to measure creditworthiness. Through direct connections to the UKs largest banks, Credit Kudos aggregates and interprets transaction data for use by lenders, brokers, and financial institutions. Credit Kudos goes beyond traditional scoring, providing a comprehensive view of a borrowers creditworthiness. We transform complex sets of information in our easy-to-use, digital first tools to help everyone make better lending decisions. We are backed by Entrepreneur First, Europe's leading pre-seed investment programme for technical founders. Responsible for incubating 50 of the fastest growing startups in Europe, backed by prestigious VCs including Index Ventures, Balderton Capital, Octopus Investments and Y Combinator.

MEDICI Analysis

Credit Kudos is a credit scoring platform that enables applicants to securely share relevant information with a lender for loan approvals. Credit Kudos’ FBS utilizes “live” data on user's spending and saving pattern to predict their likelihood of repaying loans.Credit Kudos started as a challenger credit bureau, has received a license to operate as a credit reference agency from the Financial Conduct Authority, UK.

Focus

PRODUCTS & SERVICES

Credit Kudos offers a credit scoring engine that analyzes a user’s financial behaviour to determine their creditworthiness. The platform automatically extracts information from user’s online banking to determine their suitability while applying for loans. Additionally, it offers APIs that helps lenders to understand borrower data and assist them in their decision-making process.

MAIN CLIENTS

Lenders

company provided insights
Web Traffic

Web Traffic

MONTHLY VISITS

22,909

AVERAGE VISITS (6 MONTHS)

18,613.29

MONTHLY VISITS GROWTH

-4.5%

VISIT DURATION

85,729

VISIT DURATION GROWTH

39,275.84%

PAGE VIEWS VISIT

8.26

PAGE VIEWS VISIT GROWTH

177.81%

BOUNCE RATE

17.88%

BOUNCE RATE GROWTH

-15.73%

GLOBAL TRAFFIC RANK

566,970

MONTHLY RANK CHANGE

-410,735

MONTHLY RANK GROWTH

-42.01%

Innovation Programs

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