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Earnest was founded in 2013 on the belief that getting a loan shouldnt be so difficult for financially responsible people. We are bringing back the trust that was previously lost in financial systems. We look beyond a credit score, instead of analyzing a person's full education, employment, and financial profile to reward financially responsible people with better rates than traditional lenders.For recent college graduates, repaying student loans can be a stressful financial burden as you embark on your career. This is why Earnest offers student loan refinancing with low-interest rates and zero fees. Refinancing your student loans with Earnest gives you the option to choose a repayment plan that fits your budget and the option to choose between a variable or fixed interest rates. We also offer extras like the ability to skip a payment, change your payment amount and date, and the ability to repay your loan faster without penalties. Navigating loans to pay for school can be a long and confusing process. This outdated process inspired us to create a new private student loan product, with new tools to simplify every step of the application and approval process. Led with technology, data, and design to engineer a more human application experience, Earnests private student loans incorporate an innovative eligibility check, cosigner invite, ability to customize your loan, and a 9-month grace period. We have no fees and offer flexible repayment options and extras like skip a payment.Learn more about Earnests products at www.earnest.com. For employees, Earnests culture is as dynamic as the products we are building and defining every day. Earnest offers great perks including a generous paid time off policy, catered meals, annual flight to anywhere in the world with a buddy (up to $1,000), and more.
Earnest Operations refinances and consolidates student loans. It also offers personal loans and parent loan refinancing services.
Technology-enabled lending company that uses data science, design, and software automation for financial services and solutions.
The company generates revenue from interest received on loans.
$500.00 in 2016
$10M to $50M
SERIES A · --- · Jan 2015
SERIES B · $75 M · Nov 2015
SERIES C · $20 M · Mar 2017
Venture Funding: $4.3 M (Jan 2016) Debt Financing: $200 M (Nov 2015)
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