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Earnin is a real-time payroll disbursement application for salaried individuals which gives them access to the pay they have earned with no interests and fees. The mobile app helps customers to track the number of hours they’ve worked and then request their payment when they want it. All they need is an electronic timesheet and direct deposit. The app also supports individuals who are paid “per task,” such as Uber and Instacart workers. Recently, Earnin was selected for the Forbes Fintech 50 startups list.
The application tracks the earning of the users. They have to provide their employment details and connect their bank accounts to the platform. On arrival of the paycheck, the platform debit backs the amount plus the tip they have chosen to pay, via a direct debit option.
$800 M in 2018
According to third-party data sources, the company's valuation is at $800 million. (Dec. 2018)
$10M+ in 2019
The company has $8Million+ monthly revenue
The platform is being used by workers in 50k companies from across all 50 states in the US. (Feb. 2019)
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