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Investree provides peer to peer lending solutions to both businesses and individuals who seek fund using the platform. It connects lenders who want to invest money for a better funds as well as the borrowers who seeks funds for the businesses and personal use.
Investree's peer to peer lending platfrom allows lenders to do all financing activities without using any laptop and free of transaction that is prohibited by Islamic law. It provides lenders the revenue yields directly in the form of ujrah wakalah which is paid by borrowers as a billing service. To make the funding guranteed, It provides the full and in-depth analysis of prospective borrower who submit invoices. Investree allows borrowers to borrow money or do any financial activities without a laptop and free of transaction that is prohibited by Islamic law. Borrowers have to provide some personal details including invoice and valid documents. Than the platform analyzes the data using the credit-scoring and when the application is approved, Investree shows all the information of the finance at its platform.
The company generates revenue by charging 3-5% depending on the loan grade given to each loan application.
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