About

Lidya is a financial services platform to improve access to credit and finance across fast growing economies. We use innovative technology with a strong customer experience and proprietary credit scoring algorithms to help small & medium businesses open an account online, manage funds, and access credit needed to grow their businesses and plan their futures.In addition, we have created dashboards and tools to help businesses manage their receivables and cashflow to build credit scores that unlock higher credit limits and affordable rates. Welcome to Lidya. Welcome to the future.

Focus

PRODUCTS & SERVICES

Lydia provides a credit-based platform that allows business to sell invoice and get financed within two days. The company offers collateral-free loans for the purchase inventory, upgrade equipment, working capital, business expansion, invest in social media, etc. It offers business loans ranging from $500 to $50,000 by without collateral, verifying physical location, present audited financials, and projections. It also provides a mobile app that enables micro, small, and medium-sized enterprises (MSMEs) to create an online account, and share business & transaction details to the platform. With the platform, MSME can manage cash flows, customer data, and create and send invoices digitally.

MAIN CLIENTS

Major customers from farming

hospitality

logistics

retail

real estate

technology

and health. Some of its customers; Bentigos

Ajebo market

Gainmart

Emmafids

etc.

COMMENT

Lidya assesses credit risk by using around 100 data points to evaluate each business and builds a unique credit score.