MINES

lendingsoftware/whitelabel/apis (lending)

FOUNDING YEAR: 2014
LOCATION: United States
Last Update: 01/05/2020

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MEDICI Analysis

Mines offers a Credit-as-a-Service digital platform that helps financial institutions to offer credit products directly to their end-users without any smartphone. It enables domestic institutions to utilize their data sets and offer loans to their customers.

Focus

PRODUCTS & SERVICES

Mines as developed a credit-as-a-service platform that analyzes data points like phone records, bank records and payment transactions in real-time to assess credit risk. The credit risk model can be integrated with identity, origination, payments, loan lifecycle management and customer service, thereby enabling partner customers to apply and receive loan or make payments via virtual or physical cards.

MAIN CLIENTS

Banks

Mobile Operators

Retailers and Payment Processors

COMMENT

The company is uses big-data and proprietary risk algorithms to enable lending decisions easier for its customers. (Aug. 2018)

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