Oxygen

neobanks / digital banks

FOUNDING YEAR: 2018
LOCATION: United States
Last Update: 19/01/2021

Subscribe to the MEDICI Inner Circle Membership and gain access to an exclusive WhatsApp community where you can engage in discussions with global industry experts!

MEDICI Analysis

Oxygen is a digital bank company which provides banking and lending services for freelancers. The company tracks their bills, projects income and offers instant credit through its mobile banking app which is available in both iOS and Android versions. It uses artificial intelligence based analysis to determine the individual freelancers’ income flows.

Focus

PRODUCTS & SERVICES

The startup offers freelancers simple access to credit through a digital banking app and a membership program which can be pulled down or paid off instantly at any time. For payday loans, The company uses AI models to provide a payback plan, including both periodic cash paybacks or tangible, feasible payback based on hours worked. It is also used to underwrite loans, which freelancers can apply for and receive without having to visit a bank or complete paperwork.

REVENUE MODEL

The company charges a monthly membership fee of $29.99 if a user draws down their credit limit.

MAIN CLIENTS

Freelancers

company provided insights
Web Traffic

Web Traffic

MONTHLY VISITS

---

AVERAGE VISITS (6 MONTHS)

11,332.47

MONTHLY VISITS GROWTH

-100%

VISIT DURATION

---

VISIT DURATION GROWTH

---

PAGE VIEWS VISIT

---

PAGE VIEWS VISIT GROWTH

---

BOUNCE RATE

---

BOUNCE RATE GROWTH

---

GLOBAL TRAFFIC RANK

---

MONTHLY RANK CHANGE

---

MONTHLY RANK GROWTH

---

Join the exclusive global FinTech community

Be a part of the global FinTech community on WhatsApp