Payrailz

paymentsb2b fintechp2p paymentsbilll paymentseinvoicing

FOUNDING YEAR: 2016
LOCATION: United States
Last Update: 19/01/2021

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About

Payrailz is a digital payments company offering advanced bill payment and money transfer solutions to banks and credit unions.

MEDICI Analysis

Payrailz is a digital payments platform offering advanced bill payment and money transfer solutions to banks and credit unions. Payrailz uses an AI-driven platform to deliver smarter payment experiences through online and mobile channels, voice-enabled devices, interactive messaging, and other payment bots.

Focus

PRODUCTS & SERVICES

The company offers consumer and business solutions. Consumer solutions include Smart Pay, Bill Pay, Person Pay (P2P), External Transfers (A2A), and New Account Funding. Business Solutions include Business Bill Pay, Customer Pay (Disbursements), External Transfers (A2A), and New Account Funding (A2A). Consumer solutions: 1) Smart Pay allows electronic bill presentment and payment with the ability to interact conversationally with digital assistants and messaging bots. 2) Bill Pay offers electronic bill presentment and payment experience with viewing billing information and to pay anyone with a choice of delivery times – emergency/immediate, same day, next day, future date, recurring schedule or simply “set it and forget it” with our auto-pay capabilities – and payment methods. 3) Person Pay (P2P) provides the freedom to send, request and split money electronically with friends, family or any individual with an account at a financial institution in the United States – simply by providing their email address or mobile phone number. Payments can be delivered in real time, same day, next day, or on a future date. 4) External Transfers (A2A) lets consumers transfer money between accounts at financial institutions and accounts they hold at other financial institutions in the United States. Transfers can be delivered in real time, same day, next day, on a future date or on a recurring schedule. 5) New Account Funding assures that new account opening deposits are delivered accurately and securely to reduce operating costs and lower abandonment rates. Business Solutions: 1) Business Smart Pay is an electronic bill and invoice presentment & payment system with the ability to interact conversationally with digital assistants and messaging bots. 2) Business Bill Pay makes interactions for bill and invoice presentment and payment simple and engaging. Businesses can establish user entitlements, view their billing information, make one-time, future-dated, recurring and automatic payments, as well as invoice payments to their business partners – or anyone they need to pay. 3) Customer Pay (Disbursements) provides businesses ability to disburse payments electronically to their customers holding accounts at financial institutions in the United States – simply by providing an email address or mobile phone number. 4) External Transfers (A2A) enables businesses to move money between accounts at financial institutions and accounts they hold at other financial institutions in the United States. Transfers can be delivered in real time, same day, next day, on a future date or recurring schedule. 5) New Account Funding (A2A) allows businesses to fund newly opened deposit accounts from checking and savings accounts they hold at other financial institutions in the United States. With the advanced authentication solutions, users can rest assured that transfers are delivered accurately and securely.

MAIN CLIENTS

Financial institutions

banks & credit unions

company provided insights
Web Traffic

Web Traffic

MONTHLY VISITS

382

AVERAGE VISITS (6 MONTHS)

261.9

MONTHLY VISITS GROWTH

-31.53%

VISIT DURATION

273

VISIT DURATION GROWTH

74.14%

PAGE VIEWS VISIT

3

PAGE VIEWS VISIT GROWTH

37.35%

BOUNCE RATE

75.05%

BOUNCE RATE GROWTH

31.88%

GLOBAL TRAFFIC RANK

9,218,040

MONTHLY RANK CHANGE

-3,426,375

MONTHLY RANK GROWTH

-27.1%

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