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Upstart is an online lending platform that uses data to bring together high potential borrowers and investors. Upstart offers 3-year fixed interest loans. Funds can be used for almost anything, including starting a business, paying for a coding bootcamp, eliminating student debt or paying off credit cards. Their proprietary underwriting model identifies high quality borrowers despite limited credit and employment experience.
Online Lending Platform. Helps debt holders to consolidate their debts, reduce the interest rate and accelerate repayment period.
The company generates revenue from the interest rates, the interest rates vary from 7 % to 28%
Health Club experts Even Financial - Lending platform for Upstart.
Credit scores are given in non traditional way which makes use of student's future potential rather than past history.
$437.5 M in 2015
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