COMPANY PROFILES
modefinance
modeFinance is a credit rating agency, integrates financial knowledge and modern engineering numerical methods to provide better services. It help clients in the decision making, giving the best information in terms of quality, efficiency, transparency. Utilizing the modefinance products, clients have easy access to the knowledge of the credit risk of companies, sectors, holdings, countries, supplier's chains, vendors.
Product services: LENDING, CREDIT SCORING
Udhaar
Udhaar is a financial inclusion initiative, leverages Aadhaar to provide alternate credit scoring mechanisms for underserved individuals. It gathers data from multiple sources to provide consumer and product insights for retail industry stakeholders to improve their offerings.
Product services: LENDING, CREDIT SCORING
CreditVidya
CreditVidya has developed a mobile application, TrustScore, which determines a person's credit worthiness based on social media presence. The company uses non-traditional data sources such as the mobile phone recharge pattern of an individual, utility bill payments, e-commerce purchase behaviour etc. to provide a credit score for individuals who do not have a traditional credit score.
Product services: LENDING, CREDIT SCORING
Crediwatch
Crediwatch provides an information intelligence platform for businesses and enterprises by leveraging computational techniques like machine learning, NLP, and visualization. The platform derives insights from distributed & unstructured data sources and helps organizations to make better decisions.
Product services: CREDIT SCORING, LENDING
Confirmu
Confirmu is a white label platform that offers mobile-based credit score as a service for lenders in developing countries. The company leverages machine learning algorithms to save the lenders investment and more accurately assess the credit scores of potential customers. The company does scoring analysis by following hybridized model that captures an unbanked person's payment history through two channels: 1)digital wallet payments transactions (2) User mobile chatbot conversation information. Currently, the company is in beta mode as of March 2017.
Product services: LENDING, CREDIT SCORING
FriendlyScore
FriendlyScore is a SaaS-based B2B company that provides social media-based credit scoring for people. It scans a person's Facebook profile to uses semantic analysis to gather data points like education, employment residential history, social network strength, behavioral, communication and lifestyle patterns. It provides APIs which can be integrated into a lender's system and augment the credit score that has been generated by using other scoring methods.
Product services: LENDING, CREDIT SCORING
Creditseva.com
Creditseva provides online consumer credit analytics and management tool to build credit profiles for individuals. With the help of Creditseva's tools, customers can make better financial decisions. It further enables users to increase their credit score by providing actionable insights.
Product services: LENDING, CREDIT SCORING
Verge.Capital
Verge Capital is a credit scoring fintech company which provides a pan-European credit score platform. It is based on Open Banking, the outcome of the European Union’s updated Payment Service Directive (PSD2), which enables consumers to utilize banking data in their favor.
Product services: CREDIT SCORING, LENDING
Asaak
Asaak is a mobile-based platform that provides instant credit based on user's data available smartphone including SMS, GPS, social networks and mobile money services. The platform analyzes 10,000 data points per user to provide personalized financial services and deliver instant credit.
Product services: OTHERS, CREDIT SCORING, LENDING
Guppy
Product services: LENDING, CREDIT SCORING
