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Crypto-Wallet for Cryptocurrency Adoption and Regulation

The purpose of this article is to highlight the issues of a consumer who wants to invest in digital currencies like bitcoin and how can the regulator achieve the twin objective of a cashless economy and regulating the cryptocurrencies.

The legal status of bitcoin varies substantially from country to country and is still undefined or changing in many of them. While some countries have explicitly allowed its use and trade, others have banned or restricted it. Likewise, various government agencies, departments, and courts have classified bitcoin differently. Indian regulators’ stance on bitcoin and cryptocurrencies has been muted.

The changing regulatory scenario in India

Initial Phase

In June 2013, the Reserve Bank of India (RBI) issued a notice acknowledging that virtual currencies posed legal, regulatory and operational challenges. On December 24, 2013, the Reserve Bank of India issued an advisory to ...

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