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Daily Review: The FinTech Effect

The FinTech effect is difficult to overestimate – the adoption of innovative technological solutions facilitate structural changes in the market, opening up opportunities for previously ‘invisible’ groups of population, strengthening the position of small businesses in the ecosystem, lifting people from poverty and democratizing the financial services industry by boosting institutional efficiency.

In an enlightening paper, the Bank for International Settlements assesses how technology-driven innovation in financial services may affect the banking industry ...

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