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Disruptive Ideas for the Insurance Industry: Pay as You Go, Micro-Insurance and More

Within a short span of time, micro-insurance and the pay-as-you-go model of insurance has evolved into a long-term strategic business opportunity for insurance firms across the globe. According to US census, 49 million Americans had no health insurance. Similarly, a LIMRA study estimated that 35 million middle-market households in the US were underinsured when it comes to life insurance. The numbers were higher in the case of the property and casualty sector as the economic downturn in the US had forced people to cut down on buying insurance plans for them ...

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