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Diversification of Global Lending Landscape – Courtesy Non-Traditional, Non-FinServ Tech & TechFin Players

The global lending landscape is going through a wave of disruption. While growing internet and smartphone penetration coupled with the rise of FinTech has challenged incumbents to go digital and look to incorporate innovative technologies in the way they do their businesses, the newer, nimbler business models are looking to bridge the gap in the traditional lending ecosystem by serving the underserved, thin-file customer segments such as SMEs and unbanked customers. Furthermore, the non-FinServ, non-traditional internet players, and TechFins are now joining the bandwagon, offering lending products to their vast customer and merchant base.

Post the global financial cri ...

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