Doubts About the Business Models of FinTech Startups Are Growing

Since its emergence and through the course of rapid growth, the FinTech ecosystem has shed a lot of barriers and broke the traditional state of the financial services industry which was heavily dominated by international banking giants.

Not only has FinTech has transformed our expectations and the way we used to consume financial services, but the very fundamentals of conducting business have been questioned. And while FinTech was growing, there wasn’t much of a hesitation as long as startups were able to gain outstanding market traction. But over time, as hot startups tied closely with established institutions and sustainability of the whole banking industry suddenly became somewhat tied to survival of those startups, doubts have been cast over the hype about FinTech startups that are raising funds e ...

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