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The FinTech Chemist: Blue Vs. Red Pill – State of Neo-Banks in the US

Studying the properties and composition that make up the FinTech ecosystem

Welcome to this week’s industry analysis with the FinTech Chemist. While I may not be literally mixing solutions and preparing reagents, I am studying and testing out the latest and greatest in FinTech. My most recent experiment has led me down the not so linear path of neo-banks, not to be confused with Neo from The Matrix. Although a fully digital bank does sound a bit Matrix-esque… But I digress.

The concept of neo-banks is said to have truly started in 2009, with the UK as the standout. The FinTech-meets-science-geek in me not-so-secretly enjoys the fact that some of the first ...

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