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The Great Distribution in Finance

We’ve grown up with the belief that we need a bank account to store our capital. At the same time, modern technology and FinTech innovation have made it possible to create complex products and services at very little cost. Do we actually need more than only a single line in an online, distributed immutable ledger?

Even if only an anecdote, these types of questions are coming up with the rise of FinTech and its adoption. Granted that the anecdote is highly simplified, it does offer an interesting conundrum. Do we need a bank account or do we only need some place to store our money? And even ...

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