There is a magical Swedish company that many people don’t know about. It’s a mobile micro-insurer which provides small-ticket insurance in emerging markets where mobile penetration is relatively high, and insurance coverage is very low. By providing insurance through mobile subscription in target markets, it has seen amazing growth since its inception in 2011 by reaching more than 26 million customers and selling 33 million policies worldwide. It works with mobile operators, banks, and microfinance institutions as well as a growing range of corporates. About 93% of its global customers live on less than $10 per day, and 75% are accessing insurance for the first time. It’s a fully mobile based microinsurance tech platform. The company is BIMA.