Is the Time Ripe to Ditch Your Credit Card and Get a Personal Loan From Alternate Lending Firms?

There would have certainly been times in our lives when we needed extra money. It is quite usual. Unfortunately, most people across the world rely on credit cards to come to their rescue when the situation gets tight as it is the easiest way to spend money that you don’t have (and you don’t have to go to someone to borrow). The problem with credit cards is that they charge higher rates and are good only for short-term debt, i.e., when they are paid off immediately. So do you have other options today?

Yes, th ...

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