Understanding the FinTech Effect

Investments in financial technology have grown exponentially in the past decade – rising from $1.8 billion in 2010 to $19 billion in 2015. The global investments in financial technology ventures in Q1 2016 were reported to reach $5.3 billion, representing a 67% increase over the same period last year. The...

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Which Countries Have the Most Business-Friendly Regulatory Environments?

The importance of regulations for economic prosperity National and international regulatory authorities play a vital role in economies’ potential for healthy growth and transformation. They have an important goal of ensuring viability and development for the society in the long-term because no market participant, especially businesses, would be able to...

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BaaS is becoming the sexiest vertical in fintech

BaaS (bank-as-a-service) is the new black. One week ago former Barclays CEO Antony Jenkins has launched a new startup that aims to modernise the back office technology used by banks. 10x Future Technologies is working on a cloud-based core banking system — the technology that allows banks to hold deposits...

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MOTO To Invisible Payments To Seamless Transactions

While advances in encryption aim towards protecting sensitive data, tokenization replaces sensitive data with a token or a pointer to the original credential. To a potential intruder or man-in-the-middle, the pointer or token in itself does not have any value, but in the hands of a legitimate participant, the token...

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A First in ASEAN: 6 P2P Lending Licenses Granted in Malaysia

Six P2P lending licenses were granted in Malaysia recently, making them the first authorized platforms in the ASEAN region. On Thursday the Securities Commission of Malaysia said that it had registered six peer-to-peer lending platforms – B2B FinPAL, Peoplender, Ethis Kapital, ManagePay Services, Modalku Ventures and FundedByMe Malaysia. According to...

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International FinTech Regulatory Sandboxes Launched by Forward-Thinking Financial Authorities

As financial technology startups become an immense part of the global financial system, an appropriate environment is required to understand and leverage opportunities presented by new entrants. Regulatory Sandboxes became a universal framework, in which regulators, financial institutions, entrepreneurs and industry professionals can interact and better understand each other. Among...

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Conversational Systems Will Enable Businesses of the Future to Be 'Invisibly Present' Through Time and Space

One of the strategic technology trends for 2017 are conversational systems. As defined by Tata Consulting, enterprise conversational systems offer a messaging or conversation-driven user experience and facilitate contextual conversations around business events. Through connected APIs, enterprises can build conversational systems that aggregate business events from every area of the enterprise...

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