The Benefits of Cloud-Based Banking Infrastructure

Cloud-based services have been driving efficiency and cost reduction across industries for quite some time now. In banking, however, the transition towards cloud storage and access has not been met with the same enthusiasm due to various reasons – risk management being one of the primary explanations. Nevertheless, security matters...

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Why Bank Branches Are Here to Stay

Whether in a new form or the old, bank branches are here to stay regardless of desires of financial institutions to cut the costs of maintaining them in face of fierce neobank competition. As FDIC data suggests, US banks have reduced the number of branches by 6% since 2009. In...

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Chronicled Launches First-Of-Its-Kind Open Registry for Internet of Things on Ethereum Blockchain

Chronicled, Inc., a San Francisco-based technology company, has launched an Open Registry for IoT, signaling a major step forward in the growth and interoperability of the consumer Internet of Things. Built on the Ethereum blockchain, the registry stores the identities of physical items, initially consumer goods and collectibles embedded with...

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How China’s Payments Firewall Crashed the American Dream

China has one of the most hostile environments for foreign entrants and Apple Pay coming to Hong Kong may become another lesson for bold Western companies trying to get into the big game with advanced competitors on the mainland (just like Uber’s two-year-$2-billion lesson, or Groupon’s miserable failure in the...

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Enabling Technologies

The Game of E-Wallets: The Era Of 'Cold War' Between West (PayPal, Apple Pay) and East (Alipay, Samsung Pay, Paytm)

There will be more than 4.8 billion individuals using a mobile phone by the end of 2016; consequently, e-wallets keep growing at a faster rate. And Asia is the fastest growing region for smartphone usage with low penetration of financial services, which provides double opportunities to become a winner of...

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Banking Data in Portugal Becomes Available With Kontomatik API

18.08.2016 Warsaw, Poland: Kontomatik has just extended its geographical scope with Portugal. This country becomes the ninth geography covered by the Kontomatik Banking API, next to the already existing UK, Poland, Czech Republic, Slovakia, Spain, Mexico, Brazil and Russia. What makes Portugal a perfect fit for banking APIs? While Portugal...

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The Largest Banks Comprise the Foundation of FinTech Growth and Development

As much as FinTech entrepreneurs would like to attribute their success to groundbreaking solutions and talented teams, it is rarely a single journey. Substantial role in growth and development of FinTech plays the ecosystem – competition, regulators, financial institutions, consumer market, supporting ventures like accelerators and incubators, VCs and dedicated...

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The US Has Lost Its VC Crown to Asia

According to the National Venture Capital Association (NVCA), in Q2 2016, US VC firms raised $8.8 billion for 67 funds, which is more than a 26% decrease from the $12 billion raised in Q1 2016. However, the trend has been different for startup funding. The total venture dollars deployed to startup...

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Great Northern Instore Partners With Shelfbucks to Expand Industry Rollout of In-Store 'SmartDisplays™' for CPGs and Retailers

Great Northern point-of-purchase merchandising displays will now incorporate the Shelfbucks platform, enabling the industry to rapidly measure and adjust in-store campaigns for maximum impact AUSTIN, Texas – August 17, 2016 – Shelfbucks Inc., the leading in-store shopper marketing optimization platform, announced that it had finalized an agreement with Great Northern...

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