A Brave New Cashless World

As alluring as the concept of a cashless society looks, everything comes at a cost. And with the cashless world, the costs are often shadowed by the fascination over the idea and sweet fruits it may bear. In fact, in 2016, the cashless society is already far more than a...

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Enabling Technologies

Exclusive Interview With Rahul Mewawalla, CEO and President of Everfave, on the Role of Social Networks in Customer Acquisition and Engagement

LTP recently had the pleasure of interviewing Rahul Mewawalla, CEO and President of Everfave. Rahul is the former head of US’ first technology program in SF with the White House, and previously ran one of the world’s largest and fastest-growing mobile commerce and payments services. He also held global leadership...

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Major Banks Are Pushing Real-Time P2P Payments Forward

Instant payments or real-time payments are our inevitable future. Thanks to financial technology startups and technology giants like Google, consumer expectation for the speed and security of payments transformed significantly. In 2016, major financial institutions forced to keep up with expectations are launching proprietary solutions or getting in bed with...

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Authentication & Security

Global RegTech Report Ranks Trulioo Top in ID Verification

Trulioo’s RegTech solution provides online identity verification for 4 billion people in real-time Vancouver, B.C. – (August 2, 2016) – Trulioo, the leading global identity verification company, today announced that its flagship identity verification solution, GlobalGateway, was ranked first in the ‘Verification Tools/Identity Checks’ category and third in the ‘Overall...

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How Modern Heroes Are Using Blockchain to Foster Financial Inclusion for Refugees and Unbanked Population

In 2016, globalization sometimes is accelerated by unfortunate events, such as the ones happening in the Middle East, forcing masses of the local population to leave their homes. Becoming citizens of the world as a result of displacement, international migrants are uprooted from their communities, financial and other national systems....

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Microinsurance is The Key to Sustainability and Resilience in Africa and Beyond

Africa is the largest unserved market that has dropped out of sight of the global financial system. Some estimations suggest that there are ~330 million adult Africans, approximately 80% of the continent’s population, who lack access to formal financial services, which signifies tremendous opportunities for financial technology companies that are...

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Data Analysis

FinTech ROI Decisioning Could Use a Makeover

“Nobody ever lost money taking a profit.” – Bernard Baruch ROI. ROCE. ROIT. ROTC. While a plethora of financial calculations exist that allow companies to measure the effectiveness of spend, a key mantra holds true across all: recognizing and ensuring that any investment made should result in increased profitability, both...

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