10 Reasons Why InsurTech Is Going to Be Important

Technology spending in the global insurance industry is estimated to be around $189 billion. By 2019, the spending industry is expected to reach $205 billion. The IT spending ratio of insurance companies as a percentage of premiums has not changed to a great extent. Insurance companies currently spend about 3.8%...

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An International Billion-Dollar FinTech Club

A few years ago, when the word ‘unicorn’ in FinTech wasn’t such an overused term, we would still be referring to the set of companies in this article as FinTech unicorns. Fortunately, or not, it appears that the number of billion-dollar FinTech companies has risen so significantly, that it doesn’t create that...

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Strategic Analysis of RegTech: A Billion-Dollar Opportunity

RegTech refers to a set of companies and solutions that address regulatory challenges across industries, including financial services, through innovative technology. RegTech solutions are agile by nature due to the complexity and momentum of regulatory transitions. Traditionally, the technology was developed to be robust. However, RegTech can’t afford the luxury...

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Enabling Technologies

Wealthfront 3.0 Enables Users to Integrate Their Accounts on Multiple Platforms Like Venmo and Coinbase Using APIs

APIs are powering lot of new things in the FinTech landscape. Online automated investment advisor Wealthfront has launched version 3.0 of its platform where APIs are used directly to integrate accounts with other platforms. The new platform includes a dashboard with detailed graphs representing the assets and liabilities in customers’...

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Authentication & Security

5 Ways Electronic Transfers Can Undermine Financial Inclusion in the Developing World

With the fast pace of technology development and improving digital experience, electronic transfers globally are being adopted at a rapid pace. Even with increasing concerns over data privacy and security, the trend is expected to continue. National regulatory bodies and research centers are paying closer attention to the digitization trend...

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Will Instant Credit Take Over Credit Cards?

Instant credit is a way by which shoppers get access to real-time loan approvals for their purchase at a point-of-sale (physical and online) without using a credit card. The credit check is mostly done based on a host of parameters covering credit score, social media data, merchant data and others....

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