Retail Banking

Daily Review: Integrations, Pan-European Consolidations & Meaningful Partnerships – The Visa Lesson

Partnerships are not just a fast track to success in FinTech. Banks have also come to realize the tangible benefits of partnerships. Studies suggest that 87% of banks that have partnered with third-party financial service providers (FinTech companies) have been able to cut costs. Additionally, 54% of partnerships increased revenue,...

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A Tech-Stitch to Compliance – The RegTech Story

Ever since the global financial crisis in 2008, banks and financial institutions have been subjected to a constantly increasing level of regulatory scrutiny – rough estimates suggest that there has been 500% increase in regulatory changes in the developed markets. The cost of compliance continues to increase, and so do...

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Henry Kravis: 40 Years of Innovation in Finance

Henry Kravis was a trailblazer in the financial services industry when he co-founded Kohlberg Kravis Roberts(KKR) in 1976, building what is today one of the most successful global investment firms in the world. In one of the Talks at GS, Kravis opens up about the founding of KKR, his unique...

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Authentication & Security

Innovative Ways to Onboard a New Customer: How European FIs Are Building Delightful Banking Experiences

A study of 22 banks (institutions + digital-only) across APAC, Europe, and the Middle East analyzing digital onboarding methods & eKYC techniques for opening bank accounts found that OTPs and selfies were the most prevalent modern identity verification methods for digital onboarding among those banks. Banks are leveraging modern technologies...

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How Payments Innovations Changed Global E-Commerce

Payment options have been evolving for ages, and with the development of technology, it has been growing even faster. What we have available now – mobile payments, e-commerce, online payments, and shopping at the click of a mouse – is all a result of that. Technology keeps advancing forward, and...

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Blockchain: Helping Humanity

As we’ve been creating podcasts of our own for the exclusive Inner Circle content, I found myself paying closer attention to industry-defining podcasts, one of which is the Breaking Banks podcast by Brett King. And one of the episodes caught my attention for three reasons – blockchain, identity, and inclusion....

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Authentication & Security

OTPs & Selfies Are Leading the Next Wave of Customer Onboarding in Banking

The quest towards a comprehensive digital transformation has pushed banks to evolve the epicenter of the banking business from operational efficiency to customer experience. Banks are now one of the major adopters of technology, as they are now leveraging modern technologies such as blockchain, AI/ML, APIs, cryptography, etc., in various...

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