InvestTech

The Only Thing That Will Matter for Robo-Advisors

The term ‘robo-advisor’ refers to online investment services that deliver algorithmically derived financial advice. Robo-advisors typically provide their clients with one or more of the following features: Formulaic goal-based advice, Tax-smart software, Globally diversified asset allocation, and Index exchange-traded fund (ETF) portfolio construction. The commoditization of these features has made...

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Fintech

Investing in the Southeast, a Growing FinTech Hub

FinTech hubs are popping up around the world to challenge the status quo of London, New York, Hong Kong, Singapore, and Silicon Valley. If you follow financial services in the US, Charlotte, North Carolina, is no stranger to financial services as the third-largest banking hub in the US (it’s also...

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Enabling Technologies

The Disruption Hypothesis

M-commerce, given its relatively one-dimensional nature involving the consumer and a provider, is relatively easy to figure out. After years of trial and error, some of the challenges related to the technology for m-payments are gradually falling into place. That said, the biggest difference between the two is related to...

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Blockchain

Quantifying Decentralization: Bitcoin vs. Ethereum

Can we actually quantify decentralization? Balaji Srinivasan, CEO & Co-founder of21.co, a company that allows you to replace your public email with an inbox that pays you, makes an attempt to quantify the distribution of value in decentralized systems. Source: Quantifying Decentralization by Balaji Srinivasan, Blockstack Summit 2017

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Fintech

When Doing Nothing Is a Great Thing for FinTech – Interview With Alexandra Villarreal O'Rourke, FinTech Lawyer

Did you know what a “no-action letter” is? Were you aware that the CFPB had an office of innovation? We recently caught up with Alexandra Villarreal O’Rourke, Financial Services Partner, FinTech Practice Group Co-leader at McGuireWoods, to learn more about the budding partnership of FinTech and the CFPB. We love...

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Daily Review: Amazon – The Horseman of the E-Pocalypse

Amazon is nothing short of a modern business wonder – the company is aggressively entering industries with no limit in sight. Amazon started off selling books out of Bezos’ garage and is now the largest online retailer in the world of everything from electronics to groceries. The company is in...

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