What Is Zelle and Why Does It Matter?

You would be hard-pressed to miss the news about the recent launch of the person-to-person payments app, Zelle. The company’s parent company, Early Warning Systems (EWS), has released a full barrage of press releases, promoted tweets, and co-branded advertisements with partner banks to tell the world that Zelle is “The...

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Financial Inclusion

MoneyOnMobile Is Changing Indian Retailers’ Lives Through Financial Inclusion

“Empowerment begins with access” Few phrases so succinctly summarize the modern landscape of financial inclusion in emerging markets like India. A huge number of people living outside the traditional banking infrastructure struggle to access basic financial necessities. Around 40% of Indians do not have a formal bank account and rely...

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Authentication & Security

Distributed Networks Are the Future of Digital Identity – Interview With Andre Boysen, CIO at SecureKey

One’s identity is the centerpiece of every aspect of his/her life – financial and social standing, health, family welfare, employment, education, etc. Identification, whether through civil registries or other national identification systems, has three overarching outcome goals from a development perspective: inclusion and access to essential services (healthcare, education, electoral...

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Financial Inclusion

How Refugees Can Financially Assimilate With the Host Country – A Study by Mastercard & Western Union

The Middle East and North Africa host 39% of the world’s displaced people, accounting for over 65 million refugees That’s over 65 million people creating camps in foreign countries, which gradually become permanent settlements rather than being temporary. In order to sustain their growing populations, host countries are looking for...

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What To Know About the Austrian FinTech Ecosystem

Europe and the FinTech Adventure: The Austrian Case As the FinTech industry keeps growing, it is fundamental to know where to find the best conditions to start and effectively run a company. Although it may seem that online technologies have diminished the role of geolocation, MEDICI’s experience shows how important...

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Week in Review: Adoption and Adaptation

Change is hard. This is not a grand revelation to anyone reading this right now. (Keep reading. I promise, it gets better). Change is so hard, in fact, that there are multi-billion-dollar companies whose sole purpose is to help other companies discover, adapt, and adopt new ways of doing business....

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Banks, FinTech and Small-Business Finance – Interview With Janet Zablock, Head of Global Small Business, Visa

Small businesses present a strong community-building and economy-driving force in any nation. Countries that were able to establish the most business-friendly regulatory environments for setting up and running a business are often indicated as the most prosperous. The small business ecosystem represents 99.7% of all US businesses, making it a...

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