Financial Inclusion

Daily Review: Humanitarian Assistance Will Emerge as the Most Significant Area of Innovation

“Cash transfer programming (CTP) is widely recognized as one of the most significant areas of innovation in humanitarian assistance, with rapid recent growth and huge potential to meet more needs, better.” – The State of the World’s Cash 2018, Cash Learning Partnership (CaLP) The number of refugees, asylum-seekers and internally...

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WealthTech

WealthTech – Enabling a Culture of Savings & Investment

In a conversation on the investment culture and how technology changed the way individuals of various lifestyles and ages treat personal finance, Kitty Mccormick, Coutts; Stephanie Gopalakrisna, Pershing (a BNY Mellon company); Scott Johnston, Vanguard International; and Iqbal Gandham, eToro, share insights on how technology-enabled access to easier on-boarding for...

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BankTech

How BigTech Challenges Banks

The evolution of bank-FinTech narrative brought us to a logical point, when FinTech is no longer perceived to be a threat to traditional banking, but rather as an instrument in re-establishing their position in the financial services industry. The narrative, however, doesn’t end there. As Citi emphasized in its March...

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Lending

Daily Review: Banks are Ramping Up FinTech Tie-Ups

Consolidation of resources and entities in the financial services industry is inevitable and has long been a natural tendency. Only the hallmark of consolidation changes over time. Today, all attention is tied to the most promising bank-startup partnerships, mergers, and acquisitions. The evolution of bank-FinTech narrative led relationships between all...

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Payments

The Rise of the Voice Payments Ecosystem

Voice-enabled assistants are the newest buzz among consumers across industries with Google, Amazon, Apple, and other giants rolling out AI-infused gears functioning primarily through conversational voice interfaces. Globally, the number of customers using voice-assistants is increasing with a CAGR of 29.4% and is estimated to reach 1.83 billion by 2021....

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Payments

Don’t Ask Dumb Questions, Alexa

Contextual experiences for secure-enabled ecosystems don’t quite roll off the tongue. When I first came up with this expression, which in typical engineering fashion was distilled down to an acronym – CESEE – by my technology team, it was almost immediately changed to Lifestyle by my marketing team. Regardless of...

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BankTech

The Unbreakable Black Box

Legacy technology is often debated. Recently, we’ve seen many high-profile privacy intrusions (Cambridge Analytica with Facebook) and system malfunctions (mass flight cancellations in Europe in March 2018), yet we are amassing even more data into increasingly large black boxes (how much data did Equifax have again?). Decentralized and distributed systems...

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