Payments

Crossing Borders: E-Commerce Merchants and Their Payments Challenges

We’ve entered a new world for cross-border trade. Marketplaces are now opening their doors and creating opportunities for merchants to sell their goods to buyers worldwide. These are no longer just local marketplaces but instead international meeting points for sellers from various countries with buyers from totally different geographies. To be...

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Blockchain

Are the Capabilities of Smart Contracts Overblown?

Smart contracts are discrete computer program units, which are deployed inside blockchain network nodes. Once they are ready for deployment, the one-way hash value of the code is calculated and digitally signed. The one-way hash value, its digital signature, and the code itself is replicated out to the network of participating...

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Payments

ASOS Partners With Klarna to Launch Pay After Delivery in Nordics

In order to make online payments more flexible for shoppers, ASOS has partnered with one of Europe’s leading payments providers, Klarna, and their pay after delivery technology following a successful partnership in Germany over the past three years. Klarna’s pay-after-delivery allows retailers to bridge the gap between the online and...

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Fintech

Top FinTech Influencers in Italy

Success in any industry, in financial services especially, is attributed to a combination of factors, including economic conditions, federal support, regulatory environment, the role of the main stakeholders, and, of course, the leadership, expertise and guidance provided by the influencers’ community. Every country has its own community of thought leaders...

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Fintech

The ‘Socialization’ of Financial Services

Peer networks play an important role in delivering financial services nowadays, bringing the element of social into traditionally corporate-dominated industries. Financial technology startups played a critical role in appropriating social communication and connectivity, building business models based purely on leveraging social connectivity. The element of “social” soaked into such segments...

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Fintech

In the Alliance With LTP, IBM, Microsoft, Mastercard and PwC, Citi Kicks off 'Tech for Integrity (T4I) Challenge' to Bring Innovation Into Public Sector

Amidst FinTech’s hype, entrepreneurs around the world have overlooked one of the greatest innovation opportunities – government. The government is one of the most complex and resource-consuming ecosystems and it’s in desperate need for innovation. In their analysis of conditions for breakthrough innovation in government, Nikhil R. Sahni, Maxwell Wessel...

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InsurTech

Neosurance Wins "Phase 1" of Horizon 2020's SME Instrument, the Prestigious European Prize That Supports Research and Innovation

Neosurance, the innovative startup that proposes technological solutions for insurance companies, has been selected by the European Commission as the winner of HORIZON 2020 “Phase 1” – a prestigious European award for research and innovation – thus benefiting from a 50.000 euro grant. Neosurance proposes technological solutions for mobile, based...

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Fintech

How FinTech Impacts Purchasing Behavior and Enhances Business Efficiency

Customer purchasing behavior has been significantly transformed since the accelerated adoption of FinTech solutions, known for their convenience, customer-centricity and emphasis on UI/UX rather than the movement of funds. Technology and experience-focused solutions like PayPal, Venmo, Square, Stripe comprised the first generation, and nowadays – a benchmark – for the...

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