Daily Review: Partnership as a Competitive Advantage

The largest FinTech startups are repeating the history of institutional banking – the history of centralization – whether they want/realize it or not. The global consumer market is extremely limited for ~11K FinTech startups to have a sustainable future altogether. In the years ahead, the keys to survival will be scale and diversification, with both being reached through beneficial cross-industry partnerships. Only the ones able to score powerful partners will step into the next phase of development – institutionalization, which is a short track to becoming another financial institution and the very same type of organization tech entrepreneurs are now so passionate to call obsolete.

Competition has been shown to be useful up to a certain point and no further, but cooperation, which is the thing we must strive for today, begins where c ...

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