June 7, 2014
The payments market
PayCube builds core payment processing platforms for retail-payments community. It has been involved in some custom software development projects for core payment backend systems like gateways and authorization systems. In the area of mobile payments, PayCube has been into design, development and support projects adding core enterprise payment, loyalty and promotion capabilities to mobile channel. It has leveraged the use of frameworks like PhoneGap, Sencha Touch, JQuery mobile, jQT etc. in building cross platform HTML5 based apps.
The app development projects extend across popular mobile platforms like Android, iOS and Windows. These projects bring capabilities like core gateway and card processing to mobile devices along with loyalty, real-time promotions and couponing features. Some advanced features incorporated include LBS (location based services), credentials stored as QR code, support for audio jack card readers and communication with 3rd party POS systems. PayCube’s services majorly comprise of IT strategy, consulting, custom software development and support services.
PayCube brings a 360 degree view of cross channel payments and technology neutral capabilities. We are seeing a latent demand from the ISO community in trying to move from the realms of cost based processing to value based processing. Pure play and emerging ISOs who are new to technology, find it synergistic to partner with a payments focused technology firm like PayCube to help them through this process and become a partner to grow with, says Mustafa Shehabi, CoFounder of PayCube, Inc.
PayCube’s customer segment comprises of:
PayCube provides Payment Consulting service pertaining to 3 clear engagement points:
PayCube’s application development practices include varied and extensive capabilities. Development is focused towards end to end solutions or add-ons to existing solutions. The segments and areas covered include:
The company’s development technology capabilities include an array of Development tools, application servers, standards, databases and peripherals.
PayCube presents quite an extensive engagement model based on following key touchpoints:
The following exhibit shows the model in elaboration:
PayCube is headquartered in San Francisco, USA and has development capabilities in India.