FinTech
H1 2018 Global FinTech Investments Round-Up
The year 2018 is proving to be an explosive one for global FinTech investments: the global FinTech community has raised more than $61.86 billion in...
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Diwakar Mandal
Diwakar is a FinTech enthusiast and an avid researcher who spends his time learning and writing about market trends, traction and disruptions in the industry. He has been active in the financial services consulting space for over four years.
Financial Inclusion
With a Steady Growth Rate, Microlending Continues to Push the Envelope for Global Financial Inclusion
Financial inclusion forms an integral part of the Sustainable Development Goals set by the UN. With over 1.8 billion adults around the world lacking the...
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Financial Inclusion
The Key Drivers of Change in the Quest for Financial Inclusion
Financial Inclusion is one of the biggest themes underpinning the transformation of the global financial services landscape. Although the use of emerging technologies in the...
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Lending
June 2018 FinTech Funding – Lending, AI/ML/NLP & InsurTech Startups Topped the Charts
In June 2018, FinTech startups around the world raised $3.764 billion worth of VC investments across 147 deals. This was a whopping 116% growth (MoM)...
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Lending
Diversification of the Global Lending Landscape – Courtesy Non-Traditional, Non-FinServ Tech & TechFin Players
The global lending landscape is going through a wave of disruption. While growing internet and smartphone penetration coupled with the rise of FinTech has challenged...
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InvestTech
In the US, 12% of Equity Crowdfunding Platforms Drove 72% of Regulation CF Offerings in 2017
The global startup landscape is growing. Every day, innovative ideas meet advanced technologies and newer business models are conceived. However, a capital investment is what...
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Payments
Zelle Usage Continues to Grow Amidst Security Concerns
P2P payments – one of the key segments where FinTechs have significantly dominated the banks. The PayPals, Venmos, and Paytms of the world have been...
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InsurTech
Insurance Incumbents Are Moving Ahead in Their Quest Towards Digital Transformation Through InsurTech Partnerships
The general trend in the global financial services industry has been shifting from disruption to collaboration. While incumbents are looking for innovations, startups are looking...
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Enabling Technologies
May 2018 FinTech Funding – InsurTech, B2B FinTech & Blockchain Topped the Charts
In May 2018, FinTech startups across the globe raised $1.75 billion worth of VC investments across 113 deals. In terms of MoM growth, in May...
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RegTech
A Tech-Stitch to Compliance – The RegTech Story
Ever since the global financial crisis in 2008, banks and financial institutions have been subjected to a constantly increasing level of regulatory scrutiny – rough...
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Authentication & Security
OTPs & Selfies Are Leading the Next Wave of Customer Onboarding in Banking
The quest towards a comprehensive digital transformation has pushed banks to evolve the epicenter of the banking business from operational efficiency to customer experience. Banks...
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Enabling Technologies
The FinTech IPO Wave Continues to Pick Up Pace
The FinTech narrative has certainly evolved from disruption to collaboration. With the increasing incumbent activity through bank-FinTech partnerships, acquisitions, as well as growing VC funding,...
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Enabling Technologies
The Chatbot Deployment Strategy - Exclusive Study of 42 Banks
In their quest towards superior customer experience, streamlined operations, and lower costs, banks are increasingly looking towards modern tech innovations. Artificial intelligence is one such...
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Enabling Technologies
April 2018 FinTech Funding – AI/ML, Neo-Banks Topped the Charts
In April 2018, FinTech startups across the globe raised $2.18 billion worth of VC investments across 107 deals. In terms of MoM growth, in April...
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Enabling Technologies
How Banks Are Using AI as a Tool for Transformation
Artificial intelligence and machine learning are emerging as the most defining tech-marvel in this new wave of financial services. The technology, along with the abundance...
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BankTech
Banks & FIs Are Increasing Their FinTech Acquisitions and Investments
From emerging as competitors to becoming collaborators, the bank-FinTech partnership continues to evolve. The FinTech wave begun with the objective of breaking banks and incumbents...
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Payments
The Rise of the Voice Payments Ecosystem
Voice-enabled assistants are the newest buzz among consumers across industries with Google, Amazon, Apple, and other giants rolling out AI-infused gears functioning primarily through conversational...
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Lending
March 2018 FinTech Funding – Lending, Neobanks Topped the Charts
In March 2018, FinTech startups around the world raised $3.49 billion worth of VC investments across 137 deals. This was a whopping 75.6% YoY growth...
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Cryptocurrency
The Growing Gamut of Crypto-Exchanges Under the Regulatory Umbrella
The best things happen when regulations and technological innovations go hand-in-hand. One of the biggest stories of tech-disruption in the past few years has been...
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Lending
With a High Loan Approval Rate, Alternative Lenders Are Easing the Credit Burden on Small Businesses
Small/medium-scale enterprises (SMEs) are a vital cog for the economic growth of any country. In the US, SME lending has been growing strong over the...
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Payments
The Story of India's Emergence as a Leading FinTech Hub
The global FinTech ecosystem continues to grow at a rapid pace. Hundreds of new startups are being founded every month across the globe. Innovative, data-focused...
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InsurTech
February 2018 FinTech Funding – InsurTech, Lending Topped the Charts
In February 2018, FinTech startups around the world raised $1.4 billion worth of VC investments across 125 deals, a 17.21% YoY growth in the total...
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InsurTech
Gearing Up For Transformation – Insurance Incumbents Up Their Investment Game
At MEDICI, we have been speaking about how the general trend in the evolving financial services landscape is shifting from disruption to collaboration. Strategic investments...
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WealthTech
Incumbents Moving Towards Innovation, FinTechs Moving Towards Scale – The Robo-Advisor Race Is On!
Every day, emerging technologies are bringing in newer dimensions to the financial services industry. Robo-advisors, generally referred to as online investment services that deliver algorithmically...
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RegTech
Growing Regulatory Complexities – RegTech to the Rescue
Regulations have always been a cumbersome affair for the banking and financial services industry. The global financial crisis exposed many loopholes in the existing regulatory...
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Payments
From PPIs to UPI – Indian Mobile Payments Are Evolving
India has emerged as one of the most exciting markets for digital payments across the globe. People have increasingly begun to use cashless channels and...
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Lending
January 2018 FinTech Funding - Investment Platforms & Lending Startups Topped the Charts
The year 2018 started off on a great note for the global FinTech community. In January 2018, FinTech startups across the globe collectively raised $2.56...
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People Say Crypto Exchanges Are the Shovel Sellers in This New Gold Rush but All Is Not Well
Crypto trading is a complex business. The market – currently unregulated – is extremely volatile. While the enormously growing number of users has forced several...
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BankTech
The Open Banking Story – MEDICI Roundtable Discussion
MEDICI has been at the center of several discussions on FinTech trends and developments around the globe. While there are a lot of events, conferences...
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BankTech
Post Demonetization, Cash in India is on a Speedy Recovery
India, the world’s fastest growing economy, is going through a bold transition. On November 8, 2016, the country set sail on a cashless journey on...
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BankTech
Leading the API Bandwagon in APAC: The Connect2OCBC Story
The financial services ecosystem is evolving at a rapid pace. As banks set sail on their digital transformation journeys, the API revolution is at the...
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Payments
Diving Deep Into Recent Trends in International Payments – New Research Report by LTP & InstaReM
The world is getting smaller; the boundaries across countries are fading when it comes to business and money. People from all around the world are...
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Financial Inclusion
MoneyOnMobile Is Changing Indian Retailers’ Lives Through Financial Inclusion
“Empowerment begins with access” Few phrases so succinctly summarize the modern landscape of financial inclusion in emerging markets like India. A huge number of people...
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Remittance
Exclusive Interview With Nishu Thukral, CEO & President of Pangea Money Transfer
International remittance has been a hot area of discussion in the FinTech communities over the years. The segment, once dominated by banks, has seen the...
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Payments
QR Codes - Security Challenges: Did We All Jump The Gun Here?
A random pattern of tiny black squares on a white grid – the QR code is not as simple as it appears. As an upgrade...
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Fintech
Merchant Onboarding and Tighter KYC Norms: This Startup Has a Solution
As a part of their digital payment initiative, the Government of India has set a target for the installation of 5.5 million point-of-sale (POS) machines...
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