Tom Hay

An IT architect specializing in large-scale real-time payments systems, Tom has deep experience with financial institutions moving to next-generation payment systems. He draws on two decades of payments experience as Head of Architecture with one of Europe’s largest clearing houses, and as CTO of a successful VC-backed company selling real-time payments products to international markets, later acquired by major US company. Tom’s skills include hands-on control of product design, development and management, and running in-house and offshore software teams.