Retail Payments - Manageability or Innovation?

The Case for a semi-integrated payments architecture for retail - cross between manageability and driving innovation.

Retailers have long struggled with electronic payments especially when coupled with creating a unified consumer experience at point of sale or service. It would be safe to say that of the last 30 years of card based payments only the last 6-8 years have really seen retailer specific challenges which transpire across issue like BYOD, tokenization, multi-channel, security, regulation, acceptance, authentication, innovation and the fundamental principal of manageability of payments.

When I speak to retailers, one of the most common issues that come up is ...

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