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Smartest Payment Innovation Based on Simple Existing Tools: Qapital for Millennials

Many a time, I have come across a situation where I had to cut my spending on something very essential because I had spent my savings on things which were not very necessary. As millennials, we don’t save money; we live paycheck to paycheck. Here are some of the challenges which we face when it comes to personal finance management:

  • More than 50% of Americans don’t have a budget at all, and 20% of Americans ...
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