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Stopping the Post-EMV Domino Effect of More CNP Chargebacks and False Declines

Last October’s EMV liability shift brought the US into the fold as one of the final major economies to make the switch to chip-and-PIN point-of-sale technology. Veterans of EMV shifts in other parts of the world, including the EU and Latin America, warned that a surge in CNP fraud would almost certainly accompany the US EMV changeover, as it had in other markets. So far, the numbers bear this out, with CNP fraud ramping up ahead of the switch.

The good news i ...

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