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Time for Regulators to Point Way Forward. FinTechs Can't Wait Much Longer

The digital transformation of the financial industry is advancing at breakneck pace. Marcus – Goldman Sachs' new online lending business – just recently announced that it already hit a $1 billion milestone within less than a year of existence. P2P lender SoFi revealed its plans to apply for a bank charter, just as Swedish payment provider Klarna secured its banking license. Baidu (a Chinese tech giant) is moving into ...

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