MEDICI is a leading voice in defining and contributing to the global conversation on FinTech with thousands of insights over the years. We’ve organized our content by Topics to help you discover focused insights.

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Authentication & Security

The dark side of financial services digital transformation is the ever-increasing risk of cyber crimes and fraud. Cybersecurity experts, FinTech companies, and white hat hackers to creating unique solutions for e-KYC, identity verification, authentication, compliance, and cybersecurity.


Technology platforms are transforming the core banking operations of the front, middle, and back office. The emerging BankTech ecosystems is drawing more FinTech companies to disrupt banking from the inside out. BankTech covers FinTech in areas like core banking, API banking or open banking, loan management, mobile banking, and omni-channel solutions.

Beyond Banking

With the increased focus on digital solutions for the movement of goods/services in key sectors of the modern global economy (such as E-commerce, Digital Entertainment, Agriculture/Food, Health, Housing & Realty, Transportation among others), there is valuable digital data that can be effectively used for the movement of money (FinTech). In this section, we explore the emerging intersections of Agri, Health, and Consumer Tech with FinTech and the delivery of financial services.


Satoshi Nakamoto - the mysterious creator of Bitcoin - introduced a new type of distributed ledger technology (DLT), blockchain, which is revolutionizing financial services. Entrepreneurs and incumbents alike are creating public and private blockchain-based solutions to tackle critical financial services sectors such as capital markets, payments, insurance, audit & accounting and digital identity management.


Cryptographically secure tokens (cryptocurrencies and cryptoassets) have seen unprecedented retail and institutional interest. Mostly built on blockchain, cryptocurrency’s distinct properties of security, privacy, and fungibility are making everyone rethinking markets and products. We cover FinTech players in the parallel token economy including wallets, exchanges, payment gateways, market data providers, and many more.

Digital Banks

One of the ways in which the leading financial institutions are embracing digital transformation is by building a separate digital banking product. The most innovative banks around the world have crafted their digital strategy around a standalone digital banking offering to compete with tech behemoths that are defining the new benchmark for ‘mobile first, digital everything’ experiences.

Enabling Technologies

FinTech is financial services driven by new technology. The major technology driving our era of FinTech includes artificial intelligence (AI), machine learning, Big Data, IoT, and blockchain. These technologies enable banks and FIs to gather crucial insights on customer behavior and create disruptive, contextualized offerings.

Financial Inclusion

According to the World Bank, financial inclusion means that individuals and businesses have access to useful and affordable financial products and services that meet their needs – transactions, payments, savings, credit and insurance – delivered in a responsible and sustainable way.


More than 1.1 billion people globally officially don’t exist for the formal financial system. The majority live in Africa and Asia, and more than a third are unregistered children. For poor people around the world, IDs are a lifeline — a key to a dignified life, long-term resilience, and prosperity. Given that ~870 million people around the world live in extreme poverty without access to any social assistance program, digital IDs have a chance to help those people to lift their families from extreme poverty.


With an ever-increasing scale of financial investments, 13,000+ FinTech startups operating globally across 50+ segments are tightly woven into the fabric of local economies, shaping the future of the financial services industry. The FinTech effect not only democratized advanced technologies in traditional sectors but brought business model innovation into some of the most complex environments globally.


Digital platforms that help enterprises and consumers to search, compare, and buy insurance online. These platforms leverage emerging technologies to enhance customer experience, build customized insurance products and track/capture customer data to underwrite and price personalized insurance products.


InvestTech is the umbrella sector for all the technology solutions enabling the systems and processes of capital markets and its incumbent institutional asset management players including banks, Registered Investment Advisors (RIAs), Insurance companies and other financial institutions.


New age FinTech platforms that facilitates loans to retailers and businesses through online/mobile channel. These platforms can be balance sheet lenders, marketplaces or P2P platforms. The lending ecosystem also includes FinTech players who provide alternative credit scoring and white label software solutions for automation of lending processes for upcoming lenders. All these companies aim to leverage technology to reduce cost and time. Also, they lend to unbanked/thin-file customers which banks find hard to service owing to low ticket size and high risks

Mergers & acquisitions

Relationships between banks and FinTech firms has evolved from competition to a beautiful friendship. About 50% of the world’s FinServ firms are planning to acquire FinTech startups in the next several years. 8 out of 10 institutions foresee making strategic partnerships with P2P lenders, digital money transfer platforms, and myriad other firms that are reshaping the business of money.


Payments is in our DNA. The payment ecosystem is full of FinTech players disrupting an industry with a range of innovative solutions. We cover mobile wallets, point of sale, P2P, processors, gateways, B2B, billing services, and much much more.


The ever-changing dynamics of the FinTech space has increasingly brought regulations under the focus. The RegTech segment consists of technology platforms which help startups/incumbents to comply with regulations. These platforms keep track of the changing regulations, identify the risks and highlight the potential non-compliance areas well ahead in time. The major focus areas in RegTech include Governance, risk and compliance.


The modern FinTech players have disrupted the way money transfer is done across borders, with their low cost, transparent and instant money transfer services. The spectrum of FinTech players operating in the Remittance space include – Consumer remittance providers, B2B/B2C International Payment providers, Technology enablers and white label platform providers.

Retail Banking

FinTechs and financial institutions have heard customers loud and clear: financial services products need to feel like modern, digital experience. This renewed focused on the customer experience shapes the roadmap of every FinTech and financial institution as they rethink retail banking.


In recent years, new companies have arrived on the scene offering advice based on artificial intelligence and big data, micro-investment platforms, or trading solutions based on social networks. WealthTech includes topics like robo-retirement, digital brokers, personal finance management (PFM). micro-investing, and other portfolio management tools.