U.S. Tech Platform based Alternative Lending Market Report 2015

Small-business owners who need quick access to capital have a burgeoning industry eager to fund them. Business lending through online platforms has grown significantly in the past two years. The tight credit environment in US is also fueling demand.

Emerging online alternative lenders use personal credit history, key metrics about the borrower’s business and also uses predictive modeling, data aggregation, and electronic payment technology to assess the health & performance of a business

While the online market is in the earliest stages of transformation, it is clear that the traditional small business bank lending model has lef ...

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