What’s Next for Personal Finance Management (PFM)?

September 2, 2018

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The overall wealth of the nation has increased over the last 20 years. According to a report titled The Changing Wealth of Nations 2018 by the World Bank, (which tracked the wealth of 141 countries between 1995 and 2014 by aggregating natural capital, human capital, produced capital & net foreign assets), the global wealth grew an estimated 66% from $690 trillion to $1,143 trillion. Overall, human capital (earnings over a person’s lifetime) was the largest component of wealth. Still, the knowledge an individual possesses to manage money has not grown exponentially despite the vast publicly available information and growth of personal finance platforms across the world. TIAA Institute and the Global Financia ...

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