December 21, 2015
Having extensive experience studying FinTech industry and expertise in various sectors, the LTP team has been actively following some of the top innovators to be up-to-date with the latest solutions and outstanding products existing in the market. New FinTech startups are being discovered every day and competition for the top positions has been tightening up. We have been putting together lists of the most promising and most innovative FinTech startups across sectors, geographical regions, industries. There are always certain companies that we found to be among the hottest ones across both LTP and external rankings.
The LTP9 Leaderboard is a proprietary ranking of the most innovative FinTech companies in various sectors. After carefully studying various reputable rankings and LTP9 Leaderboards, we created a list of the most innovative, forward-thinking FinTech companies that provide an outstanding experience to customers and businesses. The comparison of the wide range of lists led to 25 companies which are defining the true meaning of disruption and innovation in FinTech.Company FinTech Sector Description Affirm Lending Affirm, Inc. is a next-generation financial services company that offers consumers loans at POS with smaller monthly payments. Affirm is one of several Web startups experimenting with flexible loans by calculating the risk of borrowers based on a variety of personal data points, including information gleaned from social media profiles as well as the cost being purchased, rather than relying on FICO credit scores. Affirm is one of the FinTech unicorns in the lending sector. Avant Lending Avant is a fast-growing marketplace lending platform that is lowering the costs and barriers of borrowing for consumers. Through the use of big data and machine-learning algorithms, the company offers a unique and highly customized approach to streamlined credit options. Avant has secured more than $1.7 billion in funding and another $1.8 billion through its institutional marketplace. More than 310,000 loans have been issued worldwide through the Avant website. Avant is one of the FinTech unicorns in the lending sector. Betterment Investments Banking