May 16, 2019
For traditional banks that are trying to change themselves, they find that the digital transformation process is a long-drawn exercise that involves cultural change and organizational change apart from just the technology changes – this makes it not only a hard nut to crack, but a multi-year endeavor and something that costs a lot. Any evolution requiring multiple and varied changes to be made takes a significant amount of time and money when it comes to legacy institutions and their systems. Even then, the impact of the outcome is not certain or guaranteed. It may just happen that by the time you finish your digital transformation exercise, the best in class have moved the industry even further. As traditional banks are still figuring this out, they often find an innovative plan B ...
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